PrivateInvest specialises in private, commercial, non-bank finance in the Australian real estate sector for wholesale and professional investors and commercial borrowers supported by a highly credentialed Board and strong technical management team.
We offer our Investors target cash returns of 8% to 10% p.a, post fees and expenses paid monthly or quarterly, secured by registered first mortgage security.
This is better than the bank cash rate!
We obtain these investment returns by providing $3 million to $25 million commercial first mortgage loans to the real estate sector that may not meet the strict guidelines of mainstream ADI banks, or they are too slow in credit approval, but are typically refinanced by mainstream ADI banks as the loan repayment at the end of term. Average loan periods are more than 12 months and we have had no defaults.
It is understandable for investors to be tired or frustrated with the cash returns from their bank deposit investment. Add in inflation and bank fees and they are pretty much going backwards!
It is understandable for commercial borrowers to be tired of credit approval delays, faceless credit teams, years of relationship with a bank to have the credit policy change and then incur costly delays in getting a loan settlement.
Non-bank lenders, in the Australian real estate sector, offer a legitimate alternative to traditional banks and have created a competitive environment to the advantage of investors and borrowers who have realised the benefits of the sector. The additional liquidity generated by the non-bank lending sector creates more jobs in the property sector.
As an Investor, you can be the bank!
As a Borrower you may achieve a better return on your equity with our funding options and get a quick decision to bank your hard-earned project or property.
Why is our investment delivered differently?
PrivateInvest believes digital capability embedded into the PrivateInvest business model improves our customer experience and communication. The standard financial services business may be considered antiquated in its ways and we seek challenge it.
PrivateInvest understands it all ends up in the numbers, so the finance needs to make sense and cents for all stakeholders.
Watch the PrivateInvest TALK videos for more details on the different Investment Options available to Investors. Borrowers go to Seeking Finance for commercial loan finance options.